GAP – Plan through Fidelity Security Life (FSL GAP)

FSL Gap insurance is a group supplemental medical product designed to provide benefits that cover certain out-of-pocket expenses as a result of medical treatment. It is paired with the employer’s medical plan based on the medical deductibles available to the employees. Everglades College Inc. dba Keiser University & Everglades University is proud to offer four GAP insurance plans through Fidelity Security Life Insurance Company (claims should be filed through Amwins). The primary difference between the plans is the amount of coverage you get. Please see your summary of benefits of coverage for a more detailed description of both plans.
If you elect the HDHP Plan with an HSA, you are not eligible to enroll in a Gap plan.

• Product Features
• Expenses must be covered by your major medical plan and be subject to the medical plan deductible, copays, and/or coinsurance.
• This plan’s benefit year matches your major medical plan’s benefit year.
• Pregnancy-related expenses are covered the same as any other sickness under the FSL GAP plan.
• Hospital Confinement – IN/OUT Patient Benefits

This plan does not cover expenses incurred for an examination by a physician in a physician’s office or urgent care facility. 

• Claims can be submitted via email ([email protected])
• Paper claims can be mailed to Administrative Office: WebTPA P.O. Box 99906 Grapevine, TX 76099-9706.
• Claims submitted by a member, rather than Provider, will require a cover sheet of claim form and Explanation of Benefits (EOB). Claim forms can be found on the member portal (www.webtpa.com) and in PlanSource.